Saving money doesn’t always require major lifestyle changes. Start with small, everyday habits that accumulate over time. Bringing your own coffee instead of buying from a café daily can save hundreds annually.

Pack lunch instead of eating out, and plan meals to reduce food waste. Cooking at home is not only cheaper but often healthier.

Limit impulse purchases by implementing a 24-hour rule: wait a day before buying non-essential items. Often, the urge passes, preventing unnecessary spending.

Use cashback and reward programs when shopping. Many apps and credit cards provide cash rewards, which can add up quickly.

Switch to reusable items like water bottles, shopping bags, and food containers. While the initial investment may be higher, it reduces recurring costs in the long term.

Finally, review monthly bills for potential savings. Negotiate with service providers for better rates or switch to cheaper plans where possible.

By making these small but consistent changes, you can boost your savings without feeling deprived.