Creating and maintaining a budget is the foundation of financial success. Start by tracking all your expenses — from rent and groceries to small indulgences. Categorize them to see where your money goes.
Set realistic limits for each category and adjust monthly. Automate your savings   transfer a fixed amount to your savings account as soon as you get paid.
Apps like Mint or Pocket Guard can help you stay organized.
When you consistently monitor your budget, you’ll quickly spot spending leaks and find more money to save or invest.